Industries
Professional services
Large tickets, recurring billing, and a compliance obligation attached to every card on file.
What makes this sector different
Firms billing in thousands rather than tens carry disproportionate interchange exposure per transaction, and any card stored for recurring billing puts the firm inside PCI scope. Most professional-services merchants are running card-on-file through a gateway they have never had assessed.
How we approach it
- Surcharge program sized for large-ticket, low-frequency billing
- Tokenized card-on-file that keeps card data out of your systems
- PCI Level 1 compliant infrastructure and scope reduction
- Recurring billing with dunning and retry logic
Other industries
Questions
Professional services and card acceptance
What makes professional services different from a generic merchant account?
Firms billing in thousands rather than tens carry disproportionate interchange exposure per transaction, and any card stored for recurring billing puts the firm inside PCI scope. Most professional-services merchants are running card-on-file through a gateway they have never had assessed. A generic rate sheet ignores all of that, which is why two businesses paying the same headline discount rate can have materially different effective rates.
How do you price professional services?
Interchange-plus, so you can see the three components separately: interchange and assessments, which are fixed for every processor in the market, and our margin, which is the only negotiable part. Where a zero-cost program fits, we structure it as cash discount or surcharge depending on your state and your ticket size.
What does the statement review cover?
Your effective rate derived from three statements, the transactions that failed to qualify for the interchange category they should have hit, the monthly fee stack, and any equipment lease hiding behind the processing agreement. It costs nothing and we will tell you if you are already priced well.
Where are you based?
Chicago. The company and all of its software are lovingly created here, and we serve merchants across the United States from here rather than claiming local offices we do not have.
Tell us how your business actually runs.
A scoping conversation costs nothing and ends with a straight answer on whether a custom build is worth it — and what your card acceptance should cost.